OTP is One Time Password. OTP is used to verify the authenticity of the user and prevent bots from accessing your account. It is like a gatekeeper which checks your credentials before allowing you inside the building but in the digital world. There are so many frauds happening in the digital world and OTP is one of the prominent and cost effective authentication mechanism. The OTP can be built through SMS, Voice, Whatsapp or Email.
How OTP works:
- User inserts his Mobile Number or Email id on the application which wants to authenticate him
- The application generates an authentication token
- The token is sent via the preferred channel of the user
- User enters the exact token
- The application verifies the token
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